MUKHYAMANTRI CHIRANJEEVI HEALTH INSURANCE SCHEME introduced by Government of Rajasthan announced to implement in the budget session 2021-22. This scheme started from 1 May 2021.
MUKHYAMANTRI CHIRANJEEVI HEALTH INSURANCE SCHEME has been launched with the objective of “universal health coverage”to provide quality free medical services to the citizens of Rajasthan on hospitalization in Government and Private hospitals and reduce the expenditure incurred by the family for health services.
Overview
NAME OF THE SCHEME | MUKHYAMANTRI CHIRANJEEVI HEALTH INSURANCE SCHEME |
SCHEME TYPE | STATE GOVERNMENT (RAJASTHAN) |
OBJECTIVE | UNIVERSAL HEALTH COVERAGE |
LAUNCHING DATE | 1 May 2021 |
BENEFICIARIES | Every family in Rajasthan can join(excluding government employees) |
BENEFITS | Cashless treatment facility up to Rs 500000 to each family of Rajasthan |
OFFICIAL WEBSITE | https://Chiranjeevi.rajasthan.gov.in |
Introduction
Mukhyamantri Chiranjeevi Scheme has been introduced with the commitment of good health by freeing all the citizens of the Rajasthan from huge medical expenses so that there is no compulsion of money in the treatment of serious diseases. The Government of Rajasthan has always provide various health services to the citizens of the State.
Purpose of Scheme
- To cut off the out of budget expenditure on the health of eligible families
- To provide best and specialist medical facility to eligible families through government hospitals as well as private hospitals affiliated in the scheme
- To provide free treatment of disease related to the package mention in the scheme to the eligible family of the Rajasthan
Benefits of Scheme
Who is beneficiary
- Those families registered under Jan-Aadhaar database under the scheme who are eligible under the free category or have been registered in the scheme by prescribed premium.
- Eligible beneficiary families under the Food Security Act (NFSC)of the State registered in the free category Socio-Economic census (SECC) 2011.
- Eligible families contract workers working in all departments/boards/corporations Government companies of the state.
- Small and marginal farmers and pastoralist.
- The homeless and helpless families who received the COVID-19 Grace amount last year are included.
- The other families of the state who are not Government employees /pensioners not taking benefit under the medical attendance rule can be join the scheme by paying the prescribed premium(Rs. 850 per family per annum)
- There is no limit on the size and age of the family under this scheme
Beneficiary wallet Amount
- Under this scheme Rs. 50,000/- insurance cover payable per family per Annum for common diseases
- For serious diseases Rs. 4.50 lakh insurance cover payable per family per Annum
(NOTE:- If the amount in the wallet of the patient has run out while booking the package for the patient during any policy year then the balance amount will be paid by the patient himself for these the hospital will inform the patient family about the this before the treatment and will take return consent from the patient family)
Package for diseases
- The scheme will be valid only for IPD procedures and identified procedures
- In this scheme1576 type of packages and procedure are available for various diseases
- The following medical facilities are included in the package of disease:-
1. | Registration fee |
2. | Bed Expenses |
3. | Recruitment expansions and Nursing expansion |
4. | Consultancies fee for surgery anaesthesia specialist and general medicine |
5. | Anesthesia expenditure of blood oxygen, O.T etc. |
6. | Expenditure of medicines |
7. | Expenses on X-Ray and investigation etc. |
8. | Expenditure on equipment needed to protect hospital staff and patients from communicable diseases |
NOTE:-The patient is admitted to the hospital, 5 days before and 15 days after the discharge the expenses of examination medicines and Doctor consultation fees related to the that disease are including in the amount of that package .
Required Documents
- Jan Aadhar Card /Jan Aadhar card number/ Number of registration receipt of Jan Aadhar card
- Aadhar card number (Necessary)
What is the registration process
registration process for the category receiving free benefits:-
- The eligible family under the Food Security Act and the eligible family under the Socio-Economic Census 2011 are already benefited under the scheme hence they did not required registration.
- Beneficiaries go on offical website https://chiranjeevi.rajasthan.gov.in
- For registration beneficiary can register online by visiting their SSO ID or E-Mitra centre
- Before registration OTP on the mobile number entered in the Aadhar card of the applicant. E-authentication will be done through this for which it is necessary to have Aadhar card/Aadhar card number of the applicant
- The application for registration in the scheme of contractual personnel will be verified online by the nodal officer of the concerned department and will be updated regularly
- Small and Marginal farmers who are not connected with Jan Aadhar card will be able to get seeding of land holding in Jan Aadar card as per prescribed procedure on Jan Aadar portal through E-Mitra after seeding the family will be able to get themselves registered on the above registration portal of the scheme through online E-mitra
- After successful registration the beneficiary will be able to take the policy document print
Rs. 850/- per family per year benefit category
- The beneficiary will be required to register himself online or through E-mitra on the registration portal of the scheme
- These beneficiary will have to pay Rs. 850/- as per premium amount per family per annum to the concerned E-mitra centre or through digital payment mode
- Step wise detail process of registration under the scheme by E-mitra or by yourself is available on the website of the Scheme https://chiranjeevi.rajasthan.gov.in
- After successful resistration the beneficiary will be able to print the policy document
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Note:- Beneficiary of both category do not have to pay any kind of fee at E-Mitra Kendra. The fee for successful application for registration premium deposit fee and the fee for printing the policy document on pre-printed paper will be borne by the state Government of Rajasthan
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FAQS
Question1:- Will any amount be recovered from the patient during the treatment?
Ans:-No all the facility under the scheme are completely free.
Question2:-Can the hospitals associated to the scheme refused to provide treatment?
Ans:-No,the benefit under the scheme will not be denied by the hospital concerned it can be refused only in the following circumstances:-
1.If the Specialist facilities not available for treatment in that hospital
3. If the sufficient amount is not available in your family wallet
Question 3:-People who have bhamashah card will they also have to get Jan Aadhar Card made?
Ans:-No, in the place of bhamashah card issue earlier Jan Aadhar Card has been distributed free of cost by the State Government of Rajasthan the families who apply for the new card are issued Jan Aadhar card.
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